Blog – Code 3 Invest – Real Estate Investing Coach Brian Waters

Apr 05

Code 3 Invest: The Four Pillars of Real Estate Wealth

A Firefighter’s Guide to Financial Freedom Through Real Estate Investing
By Brian Waters, Los Angeles County Fire Captain, Founder of Code 3 Invest, and Real Estate Investor

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Introduction: From the Firehouse to Financial Freedom

Hey, I’m Brian Waters—a Los Angeles County Fire Captain, a husband, a father of twin boys, and a real estate investor. For years, I’ve run into burning buildings and handled emergencies while others run out. It’s a calling I love, but it’s also taught me something critical: a firefighter’s salary and pension alone won’t secure the future my family deserves. That’s why I founded Code 3 Invest—a real estate coaching program built by a firefighter, for firefighters, first responders, and anyone ready to take control of their financial destiny.

Before I discovered real estate, I was all over the map—chasing stocks, crypto, even an e-bike business. I was an unguided missile, wasting time and money on shiny objects. Then I found the Four Pillars of real estate investing: Appreciation, Cashflow, Leverage Through Other People’s Money, and Tax Advantages. They gave me focus—like blinders on a horse—and showed me a better way to build wealth. Whether you’re a rookie firefighter, a seasoned medic, or just someone tired of hoping the stock market works out, this is your playbook.

Why the Four Pillars Matter: A Game with Multiple Ways to Win

I only play games where I’ve got multiple ways to win. I coach football on the side, and I love it because you can score on offense, defense, special teams—run, pass, kick, whatever it takes. Traditional investing? It’s a one-trick pony: buy low, speculate it’ll go up, then sell. If the market tanks, you’re stuck. That’s a scary game with too much riding on luck.

Then there’s real estate. It’s a safer, smarter game where you can win in almost any situation—even when times are rough. The Four Pillars are like the concrete supports of an ancient Greek temple—strong, steady, and built to last. They changed how I saw my financial future, and they can do the same for you.

Let me tell you how it clicked for me. Years ago, I was dumping cash into my deferred comp, buying random stocks I didn’t understand, hoping they’d climb. My entire retirement was riding on it, and I had zero control. One day, a buddy asked me some simple questions that hit me like a ton of bricks:

“What do you invest in?”
“Uh, Target 2035 fund.”
“What stocks are in it?”
“No idea.”
“How’d it do last quarter?”
“Beats me.”
“How much tax will you pay when you cash out?”
“No clue.”

I was humbled. I didn’t know if my plan was working—or what it’d cost me later. That moment lit a fire under me to find a better way. That’s when I discovered the Four Pillars of real estate. Let’s dive in.

Pillar 1: Appreciation – The Slow and Steady Foundation

Appreciation is the bedrock of real estate investing. Since 1942, the median U.S. home price has doubled every 20 years. Even with the Great Recession, from 2000 to 2020, prices doubled. In over 80 years, there’ve only been seven years where home prices dropped—five tied to the 2008 mess. People call it a “real estate crash,” but it was really a fraud-and-lending crash. Real estate itself? It’s a tank.

Local markets can get wild—coastal spots like California boom and bust hard. That’s why I invest in Middle America—places like Alabama, Tennessee, Michigan. I call them “exceptionally mediocre.” They won’t crash hard or make headlines, but they deliver steady 3-5% appreciation a year, pacing inflation. It’s boring, predictable, and exactly what you want for long-term wealth. Want excitement? Speculate in crypto. Want to win? Build your criteria and let appreciation work its magic.

Think of it like a 10-year play. A $100,000 house at 4% annual appreciation is worth $148,000 in a decade—without you lifting a finger. That’s the slow-and-steady base of the Four Pillars.

Pillar 2: Cashflow – Getting Paid to Hold

Next up: Cashflow. It’s simple—rent minus mortgage, insurance, taxes, and maintenance. Early on, it’s not glamorous; I’ve knocked it for that before. But here’s the beauty: you don’t have to sell the asset to see a return. Compare that to stocks or crypto—you’ve got to cash out to win, and if the market’s down when you need money, you’re sunk. With real estate, you’re getting paid to hold it.

Year one might be tight—say, $100 a month on a $100,000 rental. But raise rents over time, and that gap grows. By year five, it could be $300 a month. Plus, you can refinance tax-free and pull cash out whenever you need it. No other investment offers that flexibility. Cashflow starts small, but give it time—it’s a game-changer.

Pillar 3: Leverage Through Other People’s Money – The Wealth Amplifier

Here’s my favorite: Leverage Through Other People’s Money. This is where real estate gets fun. Debt amplifies your returns—it’s that simple. You can’t get wealthy using just your own after-tax cash; the numbers don’t add up. But real estate lets you use other people’s money.

You can’t walk into a bank with your 401(k) and say, “Lend me some cash off this.” With a house? Take the title in, and they’re writing you a check. Here’s an example: To buy a $100,000 house with cash, you’d need to earn $135,000 pre-tax. Brutal. But put 20% down—$20,000—you only need to earn $27,000, pay $7,000 in taxes, and you’re in. Leverage turns a pipe dream into a done deal.

A firefighter’s salary gets hammered by taxes, but with leverage, you’re buying assets smarter. It’s the rocket fuel that makes the Four Pillars soar.

Pillar 4: Tax Advantages – Keeping More of What You Earn

Finally: Tax Advantages. Taxes are the biggest wealth-killer out there. If you’re not mitigating them, you’re leaving money on the table. The wealthy get this—they borrow against assets and spend tax-free. Why? Borrowing isn’t income, so Uncle Sam doesn’t touch it.

Real estate makes it easy. Depreciate your property over 27.5 years—meaning you write off a chunk of its value annually, even as it appreciates. Set up your portfolio as a business (I’ll show you how), and deduct shareholder trips, meals, vehicles, phones—legit expenses that slash your tax bill. You don’t need to be a tax genius—just watch a few videos or talk to a pro. At Code 3 Invest, we connect you with tax experts to make it painless.

Stacking the Pillars: The Power of Cumulative Returns

Here’s where it gets exciting: stack the Four Pillars, and the returns are unreal. Appreciation gives you 5% a year. Leverage turns that into 25% on your down payment. Add 5-8% cashflow in year one, 5% from your tenant paying down the mortgage, and 4% from tax savings. That’s a reliable 40% cumulative return annually. Where else do you get that? Nowhere I’ve found.

Those 30-year fixed mortgages the government backs? It’s the only subsidy us middle-class folks get. It’s why I’m all in—and why real estate is the ultimate wealth machine for firefighters and first responders.

Taking Action: Your Code 3 Invest Blueprint

Ready to start? Here’s your blueprint:

Learn the Pillars: Study Appreciation, Cashflow, Leverage, and Tax Advantages. Knowledge is power.
Set Criteria: Pick steady markets—Middle America works for me. Avoid the rollercoasters.
Start Small: Buy your first rental with 20% down. Use leverage wisely.
Build a Team: Get a lender, a realtor, and a tax pro who get real estate investing.
Scale Up: Reinvest cashflow into more properties. Stack those pillars.

At Code 3 Invest, we coach you through every step—tailored for first responders with W2 incomes and big dreams. Visit Code3Invest.com to join us.

Conclusion: Building a Legacy of Service and Wealth

Real estate changed my life—from a firefighter hoping for a decent pension to an investor building wealth for my family. The Four Pillars gave me control, security, and a legacy to pass on. As first responders, we serve our communities every day. Now it’s time to serve ourselves and our families with the same grit and focus. Let’s build something big—together.

Want to take the next step? Check out Code3Invest.com for coaching and resources designed for first responders like you.

Disclaimer: I’m not a financial adviser—consult one before making moves!

Mar 29

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Why You Are Meant to Invest in Real Estate (Yes, YOU—First Responders, Busy Pros, and Parents) 🏠✨

By Brian Waters First Responders, Getting Started, Investment Properties, Long Term Rentals

Why You Are Meant to Invest in Real Estate (Yes, YOU—First Responders, Busy Pros, and Parents) 🏠✨

Hey there—welcome back to the Code 3 Invest blog! 👋 I’m a full-time firefighter 🚒, dad to twin boys 👦👦, flag football coach 🏈, and the guy behind Code 3 Invest, where I help busy folks like you—firefighters, police officers 👮, doctors 🩺, nurses 💉, first responders, professionals, and parents juggling a million things—build generational wealth through real estate. If I can do this with my crazy schedule, trust me, you can too. Your job is tough. It’s intense. Real estate? It’s easy by comparison—and I’m going to show you how. Stick with me, because I’ve got a story that ties it all together. 📖

The Big Fears of Out-of-State Investing (and Why They’re Fixable) 😱🔧

Let’s start with the elephant in the room—especially if you’re thinking about investing out of state, like I’ve done with my portfolio. 🌍 I get it: owning a property hundreds of miles away can feel like rolling up to a call blind. What if the tenant stops paying? 💸 What if they trash the place—holes in the walls, flooded basement, the works? 🚽 What about evictions when you’re not there to deal with it? ⚖️ Or maybe the market’s flat, and you’re stuck. 📉 Maintenance issues—leaky pipes, busted AC—how do you handle that from another state? 🛠️ Those fears are real. I’ve stared down those what-ifs myself. You’re used to controlling chaos in your job, so handing over the reins feels risky. 😬

Here’s the good news: every single one of those problems has a solution, and it’s simpler than you think. ✅ I’ve built systems—and a team—to tackle late payments, evictions, tenant damage, market shifts, and repairs. It’s all manageable, and I’ll break it down in detail soon (stay tuned for that! 👀). For now, I’d love to hear from you—what’s your biggest fear about investing out of state? Drop me a line at Code3Invest.com or hit me up on X at @Code3Invest. Let’s talk it out! 💬

Your World Is Hard—Real Estate Isn’t 💪🌴

Now, let’s talk about what you do. Firefighters, you’re running into burning buildings 🔥. Police officers, you’re de-escalating situations that could turn ugly fast 🚨. Doctors and nurses, you’re saving lives in the ER with zero margin for error 🏥. First responders, you’re showing up on someone’s worst day, keeping it together when chaos reigns 🌪️. Busy parents or professionals? You’re managing a whirlwind—schedules, deadlines, kids, all of it 🌀. Your world takes guts, grit, and resilience most people can’t even fathom. 🏋️‍♂️

Let me take you back to a call I’ll never forget. ⏰ Middle of the night, pitch black, and we’re dispatched to a freeway car accident. 🚗💥 Single vehicle, smashed against a tree 🌳, teetering on an embankment. We roll up—lights flashing, adrenaline pumping—and there’s a woman trapped inside. 🚨 The car’s crumpled, she’s pinned, and we’ve got to move fast. We grab the jaws of life, cutting through metal—sparks flying ✨, steel grinding, the scene lit by headlights and road flares 🚦. She’s conscious, barely, and terrified, saying she can’t feel her legs. 😰 We’re talking to her, keeping her calm, while we pry the door off, piece by piece. The tree’s holding the car steady, but one slip, and it’s going down the hill. ⛰️ It’s cold, it’s loud, and every second feels endless. Finally, we get her out—paramedics take over, and we’re left catching our breath as the ambulance fades into the night. 🚑 That was her worst day. For us? Just another shift. 💼

We solved a big, messy, life-or-death problem that night. It’s what we do—show up when the stakes are sky-high and figure it out. No freezing, no second-guessing—just action. We adapt. We make it work. 🛡️

Real Estate Problems? They’re Nothing Compared to That 🏡😎

Now, flip to real estate. Sure, it’s got challenges—tenants who pay late ⏰, a leaky roof 🌧️, a deal that falls apart 📜. But compared to cutting someone out of a car on the edge of a freeway? Compared to stitching up a trauma case or chasing a suspect in the dark? Real estate problems are easy. They’re solvable. They don’t haunt you like a tough shift does. 😴 And here’s the best part: you don’t have to jump in blind. I’ll teach you how to build a boots-on-the-ground team—your crew, just like the one you work with every day—to mitigate risk and handle those problems. 👥 It’s the “who not how” theory: you don’t do it all yourself—you find your people. With the right team, real estate becomes less about stress and more about systems. It’s practically plug-and-play, and I’ll show you how to set it up. 🔌

Why You Were Meant for This 🌟

So why were you meant for real estate? Because you’ve already got the skills. You’re a problem-solver—it’s in your DNA. 🧠 You thrive under pressure, so handling a negotiation or a maintenance issue? That’s nothing. 💬 You’ve got discipline—those 24-hour shifts or packed schedules as a parent prove it. ⏳ You assess risk every day—every call, every patient, every decision—and real estate’s just another version of that, with lower stakes and bigger payoffs. 🎯 My systems at Code 3 Invest are built to give you time back—for the important stuff, like family. Twin boys and flag football keep me busy, but real estate doesn’t steal from that—it adds to it. ❤️

Here’s the kicker: your job doesn’t give you control. You don’t pick when emergencies hit or how bad they’ll be. Real estate? You’re in charge. 🎮 You choose the properties, build the portfolio, and decide how to grow your wealth. It’s a way to take your toughness and resilience and turn it into something that works for you—not just for the next crisis. For me, it’s about generational wealth—something to pass down to my boys. I’ll show you how to do the same. 🌳

You Deserve This—Let’s Make It Happen 🙌💰

You’re out there grinding, handling the hardest stuff life throws at people. You deserve a future that’s easier and more secure—for you and your loved ones. 🌈 Real estate isn’t just an investment; it’s how you win. And I’m here to help you do it. 🤝

If you’re a firefighter, cop, doctor, nurse, first responder, busy pro, or parent with no time to spare—listen up. You were meant for real estate. Not because it’s hard, but because it’s not—not for you. With the right team and systems—like the ones I teach at Code 3 Invest—you’ll wonder why you didn’t start sooner. 🚀

Got a “worst day” story of your own? Already in real estate and want to swap notes? Reach out! Hit me up at Code3Invest.com or find me on X at @Code3Invest. Let’s get you started. 🌟 Keep doing the hard stuff, and let’s build something easy that lasts. 🏆

The emojis add a fun, visual pop while reinforcing your message—fire trucks 🚒 and police sirens 🚨 for first responders, money bags 💰 and houses 🏡 for real estate, and hearts ❤️ for family. They’re balanced to keep it professional yet relatable. What do you think? Any adjustments you’d like?

Why You Were Meant to Invest in Real Estate (Yes, YOU—First Responders, Busy Pros, and Parents) 🏠✨

The Big Fears of Out-of-State Investing (and Why They’re Fixable) 😱🔧

Your World Is Hard—Real Estate Isn’t 💪🌴

Real Estate Problems? They’re Nothing Compared to That 🏡😎

Why You Were Meant for This 🌟

You Deserve This—Let’s Make It Happen 🙌💰

Got a “worst day” story of your own? Already in real estate and want to swap notes? Reach out! Hit me up at Code3Invest.com.

Let’s get you started. 🌟 Keep doing the hard stuff, and let’s build something easy that lasts. 🏆

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Mar 12

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What’s Your Financial Independence Number? Let’s Find Out 💰🔥

By Brian Waters Coaching, Financing, First Responders, Getting Started

Hey Heroes,

What if work became optional? Picture this: sipping coffee on a beach ☕🏖️, no alarm clock, no boss—just freedom. That’s what your financial independence (FI) number unlocks—the amount you need to cover expenses without a paycheck. I’m Brian Waters from Code 3 Invest Real Estate, and today, I’m walking you through how to find your FI number. Let’s dive in! 🚀

What’s a Financial Independence Number? 🌟

Your FI number is the magic figure where you don’t trade time for money—your investments do the work 💸. Think rental properties 🏠, dividends, or anything that passively pays the bills. For me, it’s about time—time to do what I want, when I want, with whom I want ⏳. Time’s our most precious asset. Money doesn’t buy happiness, but it buys food, shelter, vacations… and yeah, those make me happy 😊. Until you start this journey, you’re working for someone else, no end in sight ⛓️.

Step 1: Know Your Expenses 📊

You can’t hit a target you can’t see 🎯. Pull your bank statements or budgeting app and calculate your yearly cost of living—housing, food, transportation, insurance, fun stuff like travel ✈️. Don’t guess; track it for accuracy. My family spends $150,000 a year—$12,500/month after taxes. Twin boys in sports and family trips add up (the food bill’s insane! 🍔⚽). Overestimate here—life throws curveballs ⚾.

Why It Matters: What if you’re forced to retire early? A pilot with an eye injury can’t fly ✈️❌, or a Firefighter who has a career ending injury, what’s next?. Knowing your budget is peace of mind 🧘‍♂️.
Pro Tip: My wife and I did this together—call it “standing on the beach naked” 🏝️😅. It was uncomfortable but great at the same time. It stopped money fights, showed me she’s a budgeting rockstar (mostly spends on the kids 👧👦), and helped her see where every dollar flows. Transparency made us stronger 💪.

Step 2: Define Your “Enough”

FI isn’t about being a billionaire—it’s time freedom ⏰. What’s your ideal life cost? Maybe $100,000/year for simplicity, or $300,000 for luxury 💎. Enough to say, “I’m done working for someone else”—like an Office Space moment, smashing the printer 🖨️💥. Test it: live on your target budget for a few months. Too tight? Adjust up. Plenty? Dial down. I’m a “Ready, Shoot, Aim” guy—start, then tweak 🎯.

Reality Check: Busy pros miss birthdays 🎂, holidays 🎄, or “me time” 😴. This number buys those back.
Challenge: Stop living by chance 🎲. An injury could end your career tomorrow. Be accountable—nobody’s doing this for you ✋.

Step 3: Build the Income 🏦

My path? Real estate 🏘️. I went from one rental to 14 in four years—cash flow, appreciation, tax advantages, and principal paydown 📈. The goal: passive income matching your expenses. This hits home for me—I started at the fire department at 32 with little savings 🚒. Full retirement means working to 63, but this job’s rough. I’m on track to retire at 53 instead. That’s the plan ✅.

Mindset: Kiyosaki calls it leaving the rat race 🐀🏃‍♂️. Gurus pitch one-year miracles—nah, this is a 10-year plan ⏳. My kids just turned 11; time flies ✈️. Ten years beats 30-45 in the grind.
Next Steps: Strategy’s coming in future emails 📩. For now, nail your number.

Your Turn: Calculate It 🧮

Grab a calculator. Tally monthly expenses, multiply by 12, tweak for your dreams ✨. My $150K/year lifestyle? That’s my starting point. I bet you’re doing better than you think—if not, it’s a wake-up call ☎️. This isn’t get-rich-quick; it’s a plan to own your time ⏰.

“Invest like your life depends on it—because every dollar’s a lifeline.” 🔥

Reply with your FI number—I’d love to hear it!

🔥 Build Wealth Without Missing a Shift—Turnkey Rentals for Busy Heroes 🚒

By Brian Waters First Responders, Getting Started, Investment Properties, Long Term Rentals

Hey Firefighters, First Responders, and Busy W-2 Warriors 🌟,

Life’s a 24/7 blaze—long shifts, emergency calls, and family keep you slammed. But what if you could build real estate wealth without derailing your career?

At Code 3 Invest 🚒, we’ve got your back with turnkey rentals—your secret weapon for passive income while you keep crushing your W-2 job! And we specialize in teaching one-on-one investors how to purchase out-of-state rentals, making it easy for you to invest beyond your backyard 🗺️.

What’s a Turnkey Property? 🏠 A turnkey property is a fully renovated, tenant-occupied rental home sold with professional management already in place. It’s ready to generate income the moment you buy—no repairs, no tenant hunting, no hassle. Just turn the key and watch the cash flow start 🚀!

Why Turnkeys Fit Your Crazy Schedule 😴:

No time for property hassles? Turnkeys let you invest without adding a single task to your plate 💰.
Stay locked on your shift—zero hands-on work lets you focus on your W-2 while wealth builds quietly 🛡️.
New to investing? We slash mistakes, teaching you the basics safely with our fire-tested expertise 📚.

Our Hot Markets—Alabama & Tennessee 🌅:
We invest in prime spots like Birmingham, Huntsville, Memphis, and Littlerock—landlord-friendly areas with strong cash flow and growth. No bidding wars, just exclusive deals for busy pros like you 🚨.

How It Works for Beginners (Even Out-of-State) 🛠️:

Claim a property—quick, no-commitment step 📍.
We handle the rest, guiding you through out-of-state buys ⛑️.
Verify fast, close easy, and earn income instantly—perfect for your packed life, no matter where you live 🏠.

Why Trust Code 3 Invest? 🤝:
As firefighter-owned experts, we bring discipline and teamwork from the fire line to real estate. Our one-on-one coaching minimizes errors, maximizes returns, and fits your nonstop schedule. Contact us at www.code3invest.com for free tools and support—we’re here to teach you out-of-state investing step by step 🚒!

Ready to Thrive? 🔥
Don’t let your busy life stop you—invest smart, work hard, and live free. Email us or hit our site to start today!

Stay safe, stay strong,

Brian Waters

The Code 3 Invest Team

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Feb 23

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Why I love Single Family Rental Properties!!

By Brian Waters Coaching, Financing, Investment Properties

I get asked a lot why I love to buy long term out of state rental properties? While there are a ton of different strategies in Real Estate Investing, I think one is a great way to get your feet wet and build that generational wealth.

Enter…..Long Term Single Family Rentals!!!

There is so much to learn when you first start to invest that its a great strategy to master before moving to Flips, Multi-Family, and Syndications.

Those are great strategies, but not for Newbies.

I coach investors to really dig in and understand the reasons why Real Estate is so great. I teach them to analyze property numbers and most importantly be able to make a solid financial decision on how to purchase that first out of state rental.

In the ever evolving landscape of real estate investing, long-term single family rental properties have many benefits.

One in particular is CONTROL. I really value control when investing. I have dabbled in the stock market only to see my portfolio on a wild rollercoaster ride.

When starting out, I want maximum control. I feel as though, I personally, have my best interest in mind and single families allow this control.

One source of control is the 30-Year Fixed Rate Mortgage. Each W-2 earner is allotted 10 of these “GOLDEN TICKETS” for financing.

If rates rise, we’re set with a fixed rate.

If rates drop, we can refinance to a better rate.

What you owe on the mortgage will not change for 30 years, but the rent you collect from the tenant to pay that increases each year, thus giving you more and more cashflow each year.

Beyond increasing cashflow each year, you benefit from the Appreciation of the property.

Appreciation is that hidden benefit that happens over the long term.

Appreciation is the value of the home going up over time.

On average, across the Nation we are seeing a 5% Appreciation in this asset class each year. This is a huge win over the course of a 10-year period.

You can always access some of that by refinancing later.

While there are so many other benefits from investing in single family homes, I do believe that one of my favorite reasons is Demand.

Single Family homes are the most purchased and rented of all the real estate classes.

As long as people need a roof over their head than we as owners have that protection while investing.

That protection of avoiding the investment roller coaster lets me sleep very well at night.

After I grow my portfolio to 20-30 properties and master the single family rentals, then I may get into multi-family or syndications.

But for now, why change a good thing. I have built a portfolio of 14 properties and have seen the magic of this asset class right before my eyes.

If you want to join my happy clients and learn to purchase cash flowing rentals out of state than lets jump on a call to see if we are a good fit.

Crush Real Estate Investing,

Brian Waters

Real Estate Investor/Mentor

Let’s have a consult and discuss how you can benefit from a 1-on-1 coaching session, have a professional help guide you through the process or bringing you into one of our upcoming deals.

CLICK BELOW FOR MORE INFO ON MY PROGRAM👇

https://code3invest.com/contact/

Jan 06

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I Told You So……Nana-Nana-Boo-Boo!!

By Brian Waters Getting Started

Brian Waters of Code 3 Invest in live real estate seminar for first responders

In the beginning of 2024 many people I talked to really wanted to buy out of state rental properties but the common fear was two fold….

They wanted to wait until the rates dropped.
They wanted to wait until the home prices declined.

Well unfortunately neither of those happened and in fact the opposite occurred.

It is currently December 2025 and out of all the five properties I purchased last year all have appreciated a ton and we have already raised the rent to cashflow even more.

I always say, “The best time to buy real estate is now.”

I hate to say I told you so, but…..Nana-Nana-Boo-Boo!!

For those that waited, the interest rates went up and so did the home prices.

So what does that mean now? Should you wait for lower rates before investing in real estate?

On one hand, when rates are low, you get lower mortgage payments…That is Awesome!

But with those lower mortgage rates comes a lot of baggage..kind of like an old clingy girlfriend.

You also get the following:

Increased demand
Lower Supply
Higher Purchase Prices
Bidding Wars
More Competition
Sellers that hold all the leverage

I personally LOVE the higher-rate environment. In the markets that I teach my investor students where to buy, we always cash flow at these higher rates.

That is huge because we can always refinance later, thus getting even more monthly cashflow.

“Marry the house and date the rate.”

When rates are high it is so much easier to find good deals and sellers are willing to negotiate lower prices.

If you don’t want me nagging at you in the beginning of next year, saying I told you so again, then reach out and let me help you navigate buying out of state properties that cash flow.

Crush Real Estate Investing,

Brian Waters Real Estate Investor/Mentor

Let’s have a consult and discuss how you can benefit from a 1-on-1 coaching session, have a professional help guide you through the process or bringing you into one of our upcoming deals.

Error: Contact form not found.

Dec 15

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How I Became A Real Estate Investor

By salientsite First Responders, Getting Started, Investment Properties, Real Estate Investing No Comments

Meet Brian Waters:

Founder of C3I, Real Estate Investor & Los Angeles County Firefighter

In 2002, I became an accidental investor. I knocked on a door in Huntington Beach, California and made an offer on a house site unseen in a great neighborhood. Crazy enough she took the offer with one stipulation. She wanted to lease the property back for one year. Fast forward a year later, I opened the front door to a huge mess and boxes everywhere. I moved in and over the course of the next ten years I had multiple roommates that helped me with the rent. At the time I had no idea that I was “House Hacking.” It wasn’t until my future wife Yvonne was six months pregnant with my twin boys that we decided to be grown up and live on our own.

The boys were born and a few years later we invested in a house at the river (Lake Havasu, California) as a vacation home. We cold called the owner and made an offer on the house over the phone that was accepted.

In 2019, we purchased a rental property in Murrieta, California and rented it back to the owner for a year and continue to rent that property long term.

In 2022, we joined a mastermind for real estate investors. Over the next 18 months with the help of my mentors and the community were able to buy 9 more long term rentals. This changed everything for our family. I have learned so much from the community and training and have recently joined forces with my mentors to buy, rehab and hold properties in St. Louis and Detroit, using private money from lenders. This strategy allows me to pay lenders a high monthly interest rate all secured by collateral of the house.

Partnering with private money lenders has helped so many people earn a high rate of return while we can scale our rentals.

I want to give back the knowledge that I have gained over the years of investing, so I have started coaching on how to safely and securely scale your real estate portfolio with out of state properties.

Let’s have a consult and discuss how you can benefit from a 1-on-1 coaching session, have a professional help guide you through the process or bringing you into one of our upcoming deals.

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If you are reading this, we dig you too! You obviously are interested in becoming a Real Estate Investor.

Get into the game and book a 1-on-1 Consult with Brian Waters today. Fill out the contact form and let’s discuss your goals and how we can get you started

Code 3 Invest: The Four Pillars of Real Estate Wealth

Introduction: From the Firehouse to Financial Freedom

Why the Four Pillars Matter: A Game with Multiple Ways to Win

Pillar 1: Appreciation – The Slow and Steady Foundation

Pillar 2: Cashflow – Getting Paid to Hold

Pillar 3: Leverage Through Other People’s Money – The Wealth Amplifier

Pillar 4: Tax Advantages – Keeping More of What You Earn

Stacking the Pillars: The Power of Cumulative Returns

Taking Action: Your Code 3 Invest Blueprint

Conclusion: Building a Legacy of Service and Wealth

Why You Are Meant to Invest in Real Estate (Yes, YOU—First Responders, Busy Pros, and Parents) 🏠✨

The Big Fears of Out-of-State Investing (and Why They’re Fixable) 😱🔧

Your World Is Hard—Real Estate Isn’t 💪🌴

Real Estate Problems? They’re Nothing Compared to That 🏡😎

Why You Were Meant for This 🌟

You Deserve This—Let’s Make It Happen 🙌💰

Why You Were Meant to Invest in Real Estate (Yes, YOU—First Responders, Busy Pros, and Parents) 🏠✨

The Big Fears of Out-of-State Investing (and Why They’re Fixable) 😱🔧

Your World Is Hard—Real Estate Isn’t 💪🌴

Real Estate Problems? They’re Nothing Compared to That 🏡😎

Why You Were Meant for This 🌟

You Deserve This—Let’s Make It Happen 🙌💰

What’s a Financial Independence Number? 🌟

Step 1: Know Your Expenses 📊

Step 2: Define Your “Enough”

Step 3: Build the Income 🏦

Your Turn: Calculate It 🧮

Let’s have a consult and discuss how you can benefit from a 1-on-1 coaching session, have a professional help guide you through the process or bringing you into one of our upcoming deals.

Let’s have a consult and discuss how you can benefit from a 1-on-1 coaching session, have a professional help guide you through the process or bringing you into one of our upcoming deals.

Meet Brian Waters:

Let’s have a consult and discuss how you can benefit from a 1-on-1 coaching session, have a professional help guide you through the process or bringing you into one of our upcoming deals.

If you are reading this, we dig you too! You obviously are interested in becoming a Real Estate Investor.

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