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Getting Started

I Told You So……Nana-Nana-Boo-Boo!!

By Getting Started
Brian Waters of Code 3 Invest in live real estate seminar for first responders

In the beginning of 2024 many people I talked to really wanted to buy out of state rental properties but the common fear was two fold….

  1. They wanted to wait until the rates dropped.
  2. They wanted to wait until the home prices declined.

Well unfortunately neither of those happened and in fact the opposite occurred.

It is currently December 2025 and out of all the five properties I purchased last year all have appreciated a ton and we have already raised the rent to cashflow even more.

I always say, “The best time to buy real estate is now.”

I hate to say I told you so, but…..Nana-Nana-Boo-Boo!!

For those that waited, the interest rates went up and so did the home prices.

So what does that mean now? Should you wait for lower rates before investing in real estate?

On one hand, when rates are low, you get lower mortgage payments…That is Awesome!

But with those lower mortgage rates comes a lot of baggage..kind of like an old clingy girlfriend.

You also get the following:

  1. Increased demand
  2. Lower Supply
  3. Higher Purchase Prices
  4. Bidding Wars
  5. More Competition
  6. Sellers that hold all the leverage

I personally LOVE the higher-rate environment. In the markets that I teach my investor students where to buy, we always cash flow at these higher rates.

That is huge because we can always refinance later, thus getting even more monthly cashflow.

“Marry the house and date the rate.”

When rates are high it is so much easier to find good deals and sellers are willing to negotiate lower prices.

If you don’t want me nagging at you in the beginning of next year, saying I told you so again, then reach out and let me help you navigate buying out of state properties that cash flow.

Crush Real Estate Investing,

Brian Waters Real Estate Investor/Mentor

Let’s have a consult and discuss how you can benefit from a 1-on-1 coaching session, have a professional help guide you through the process or bringing you into one of our upcoming deals.

    How I Became A Real Estate Investor

    By First Responders, Getting Started, Investment Properties, Real Estate Investing No Comments

    Meet Brian Waters:

    Founder of C3I, Real Estate Investor & Los Angeles County Firefighter

    In 2002, I became an accidental investor. I knocked on a door in Huntington Beach, California and made an offer on a house site unseen in a great neighborhood. Crazy enough she took the offer with one stipulation.  She wanted to lease the property back for one year. Fast forward a year later, I opened the front door to a huge mess and boxes everywhere. I moved in and over the course of the next ten years I had multiple roommates that helped me with the rent. At the time I had no idea that I was “House Hacking.” It wasn’t until my future wife Yvonne was six months pregnant with my twin boys that we decided to be grown up and live on our own.  

    The boys were born and a few years later we invested in a house at the river (Lake Havasu, California) as a vacation home. We cold called the owner and made an offer on the house over the phone that was accepted.  

    In 2019, we purchased a rental property in Murrieta, California and rented it back to the owner for a year and continue to rent that property long term.

    In 2022, we joined  a mastermind for real estate investors. Over the next 18 months with the help of my mentors and the community were able to buy 9 more long term rentals. This changed everything for our family.  I have learned so much from the community and training and have recently joined forces with my mentors to buy, rehab and hold properties in St. Louis and Detroit, using private money from lenders.  This strategy allows me to pay lenders a high monthly interest rate all secured by collateral of the house.  

    Partnering with private money lenders has helped so many people earn a high rate of return while we can scale our rentals.

    I want to give back the knowledge that I have gained over the years of investing, so I have started coaching on how to safely and securely scale your real estate portfolio with out of state properties. 

    Let’s have a consult and discuss how you can benefit from a 1-on-1 coaching session, have a professional help guide you through the process or bringing you into one of our upcoming deals.

      If you are reading this, we dig you too! You obviously are interested in becoming a Real Estate Investor.

      Get into the game and book a 1-on-1 Consult with Brian Waters today. Fill out the contact form and let’s discuss your goals and how we can get you started